YOUR STATUS
  EMPLOYED
  SELF-EMPLOYED
  RETIRED
  NEGATIVE/NO EQUITY
  NO PROOF OF INCOME
   
ANY PURPOSE LOANS
  DEBT CONSOLIDATION
  HOME IMPROVEMENT
  LARGE PURCHASES
  CHILDRENS FUTURE
  BUSINESS LOANS
   
TYPES OF LOAN
  VARIABLE RATE LOANS
FIXED RATE LOANS
 

Personal Loans to make your dreams come true.

 With a Low Cost Personal Loan from UK Personal Loans you really can live life to the full now and not just dream of a better future.

Arranging a UK Personal Loans Personal Loan - from £5,000 to £100,000 over 5 to 25 years - is straightforward, convenient and fast. We can give you an immediate 'in principle' decision and we'll find you some of the most competitive personal loans available.

Arranging a Low Cost Personal Loan couldn't be easier.
Just think what you could do with a significant boost to your bank account or cash reserves, pay off existing debts - reduce your monthly outgoings by consolidating any existing personal loans and credit card debts.

Finance a major purchase - that holiday home abroad really can be a reality with our low cost personal loans.
Make some home improvements - by adding an extension, a conservatory or swimming pool, our personal loans are straightforward, convenient and easy to arrange.






Secured and Unsecured Personal Loans
There are two different types of loan you can consider. One is a secured loan and the other an unsecured loan. See below for a brief explanation and links through to our application forms. Both types of loan are available to people looking for good and bad credit personal loans.

Secured Loans for Homeowners

If you are a homeowner you may want to consider applying for a secured loan.This means the lender has security for the loan and in most cases results in the lender allowing lower interest rates compared to an unsecured loan with the same criteria.
With secured loans the loan is secured on your home.

  • Available to homeowners only
  • Lenders have security for the loan
  • Interest rates can be lower compared to an unsecured loan
  • Money can be utilised for any purpose

Unsecured Loans

Unsecured loans do not require you to provide security on your home. This makes them available to non-homeowners, tenants and applicants residing with their parents as well as homeowners. Because this type of loan does not require security, lenders are less likley to approve these types of loans. This is due to the higher risk involved for the lender.

  • Non-homeowners, tenants, living with family and homeowners can apply
  • Lenders do not have security, the risk is usually reflected in the rate offered.
  • Money can be used for any purpose.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

14.9%APR Typical Variable LOANS - Rates from 9.9% APR.

We also have a range of plans with rates up to 29.9% APR allowing us to help customers even with the most severe credit problems.

Consolidating debts may increase the term and total amount payable. Loans secured on property.

A fee of up to 12.5% may apply. Calls may be recorded for training purposes.